Fair and Flexible Funding for Your Small Business

Minority-Owned Businesses

Minority-owned businesses

We believe everyone should be able to access the capital needed to build their small business dream

Over 49% of CEF’s small business loans are for minority-owned businesses and 48% are women-owned businesses. CEF is proud to serve such a diverse group of entrepreneurs from a wide range of backgrounds. We consider a business as minority-owned if 51% of the business is owned by individuals who are:  
  • Women 
  • Black/African American
  • Asian/AAPI
  • Hispanic/Latino  
  • Indigenous/Native American/American Indian or Alaskan Native

CEF provides flexible, low-barrier loans to be used for working capital, equipment, inventory, business purchase, property improvements, and more. We offer more specialized loan solutions with different terms and rates established with partners to help make capital even more accessible.

Our goal is to help increase the number of minority-owned small businesses and encourage the minority based population in Colorado to find confidence in reaching their goals in a small business loan.

CEF is a Community Development Financial Institution (CDFI) which has been dedicated to building businesses, driving community development, and creating jobs for over 45 years.

Loan Details

Loans: $10K up to $1M 
Terms: Up to 10 years

 Rate: Fixed

Flexible Underwriting
Free Business Navigation Services 
Get Started

Start, Grow, and Thrive With a Small Business Loan From Colorado Enterprise Fund 

Contact us today to get started with a Loan Officer who will work with you to build a loan that works for your small business.

Start the Loan Process

More Than Just a Loan: 

Business Coaching and Resources to Help You Succeed

Funding can take you so far... our business navigators can help take you further! Our team is here to help ensure your small business success. Get help with topics like:

  • Business Planning
  • Sales and Marketing
  • Finance and Accounting
  • Cashflow and Profitability
  • Post-COVID Reopening and Marketing Strategy 
  • And More!
Learn More About Our Business Navigation Services
Connect With a Business Navigators

Reduce small business risk and support long-term success through personalized, one-on-one business coaching and training. 

Get In Touch

Access Our Online Resources Library

Free, downloadable workbooks, guides, and more for you and your small business via Initiate Prosperity. Sign up now to access the platform free for 30 days.

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OTM Skin LLC Brings Confidence to the Community

Despite the challenges that Covid-19 brought to the table, Natasha Baldivia dared to embrace the opportunity and start a skincare company in June 2020.

With a calling to leave a bigger impact, she curated the Community Tattoo Removal Program that promoted a positive change in the way people viewed themselves.

We're honored to see OTM Skin receiving national recognition as she continues towards expanding her business.


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