Our Team | Colorado Enterprise Fund

Business Navigator

Andrew Hesch has been a business entrepreneur and educator for more than three decades, overseeing numerous business ventures in the accounting, real estate, hospitality and healthcare industries. He has held positions with the international accounting firm Deloitte, owned a private accounting practice, was a developer and independent broker in residential and commercial real estate, and was a principal in hospitality consulting and development companies. He worked with international hotel companies such as Choice Hotels, Radisson, and Interstate Hotels. Since 2007, he has been in business as an independent Health and Life Insurance Broker and was among the first to become certified with Colorado’s Connect for Health Marketplace. Andy has held full-time faculty, lecturer and adjunct faculty positions in business, accounting and teacher education at universities and community colleges in Metro Denver and Boulder. At the University of Colorado-Boulder, he completed doctoral coursework in Business Administration and earned an MA in Education. He is CPA certified with licenses in real estate, insurance, accounting and teaching. Andy joined the BAS team in 2007.

BAS Consultant

Jason Jacksack is a bilingual Spanish-speaking business consultant. He has experience founding/co-founding and leading two Colorado startup firms for over 5 years, combined with more than 20 years of operational and financial leadership experience earned while employed at Fortune 500 firms, large and mid-sized corporations, and in state and federal government. His expertise encompasses retail, real estate (commercial and residential), financial services, insurance, manufacturing, education (for-profit and not-forprofit), energy, medical and high tech sectors. He particularly enjoys working through and developing frameworks to address the regulatory, marketing and operational challenges facing small business owners in rapidly-changing markets. Jason teaches finance, economics and business management at the University of Colorado at Denver. He holds a Bachelor of Arts degree in international economics and Spanish from the University of Illinois-Champaign, graduating with distinction, and an MBA with a finance concentration from the University of Chicago. Jason’s family has worked in entrepreneurial ventures for decades so he appreciates and enjoys working with the many passionate entrepreneurs who are CEF borrowers. Jason joined the BAS team in 2016.

Business Navigator

Sydney Lapidus brings over 14 years of business experience in all aspects of QuickBooks. From training individuals and groups in setting up their QuickBooks to helping them complete reconciliations, reports, quarterly reviews, payables and receivables, Sydney empowers small business clients to master this accounting program on MAC or PC platforms. Serving various businesses in manufacturing and maintenance industries to professional firms and food service providers, Sydney helps clients, either remotely or onsite, in the Denver Metro area and nearby suburbs to manage their accounts so they can grow their businesses and be successful. Prior to coming to Denver and opening her QuickBooks consulting firm, Sydney lived in New York City where she managed an information services center for American manufacturers. She holds a master’s and a bachelor’s degree, and enjoys music, concerts, movies, ballroom dancing, museums and good conversation. Sydney joined the BAS team in 2009.

BAS Consultant

Chris Ricci is founder and managing owner of CR-Law LLC in Denver. He advises clients on legal and strategic issues facing growing and established companies. As companies chart their course, from raising funds to deploying capital, making acquisitions, exit planning, and laying the proper legal foundation upon which the company can thrive, it is important they work closely with their attorney. Chris is a trusted advisor and provides customized solutions to address his clients’ specific needs. With a bachelor’s degree in accounting from Fort Lewis College in Durango, plus a master’s in finance and JD from the University of Denver, Chris understands the complex needs facing today’s businesses. In addition to providing legal services, Chris also is a commercial real estate broker assisting clients in finding the optimal home for their business or real estate investment. Chris joined the BAS team in 2016.

Business Navigator

Barb Wells advises clients on business growth and tax planning, joint ventures, exit and succession planning, employment law, and other business matters. Business owners and advisors seeking counsel on business growth and tax planning, as well as, exit and succession planning are often in constant contact with their attorney. Barb is a trusted advisor to her clients and provides proactive and strategic options to fit their needs. Prior to joining the Minor & Brown team in 1985, Barb completed her undergraduate degree at the University of Michigan in 1974 and went on to graduate from the University of Colorado-School of Law in 1984 with Order of the Coif honors. In addition to all of her legal responsibilities, Barb has one more responsibility to uphold at all times – provide her office with a mascot! An animal lover, Barb is an official Puppy Raiser for Guide Dogs for the Blind and is rarely seen around the office without a new, four-footed recruit. Barb joined the BAS team in 2012.

Regional Manager - Southern Colorado

Bio Coming Soon

Director of Marketing and Communications

When did you join CEF?

Joined CEF April 2022. I have 30 years of marketing experience in many different industries. I have my Bachelor’s degree from Oklahoma State University- Go Pokes! My Master’s degree is from University of Colorado at Denver.

What is it about your personality that aligns you with CEF?

I have always wanted to work for a non-profit and love that CEF helps small businesses make their dreams a reality.

What is it about Colorado that makes it so incredible?

The Mountains. It is the reason I moved here.

If you had a band, what would it be called & why?

The Mixers because I love all types of music and would completely mix up the playlist from country to hard rock to dance/pop to alternative to classical.

If you could choose one place in CO to take people visiting from out of town, where would it be?

A concert at Red Rocks.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

Tent, Camper, or Hotel- love all of them.

Favorite Food?

Steak and potatoes. And definitely chocolate for dessert.

Business Development Assistant

Bio Coming Soon

Senior Credit Analyst

When did you join CEF?

I joined CEF in 2020.  My professional background is in small business lending, with an emphasis on SBA lending.  I have an accounting degree from CU Boulder, had an internship at the Colorado SBA office (when they still processed loans locally), and I’m a number nerd at heart.

What is it about your personality that aligns you with CEF?

Like my wonderful colleagues at CEF, I like to help the underdog get a chance to access capital to achieve the American dream.  My personal goal is to help create a community where the ONLY barrier to access to capital is merit. I am inspired by the entrepreneurs I have had the honor of serving over my career.  Their bravery and grit are admirable.

What is it about Colorado that makes it so incredible?

I'm a Colorado native, growing up in the Denver area and living in Colorado Springs since 2000.  I've traveled throughout the country, but never found a place with such wonderfully diverse weather, terrain, and general beauty.  I am fortunate to have a wonderful view of Pikes Peak from my deck.  The mountain changes look based upon season and weather conditions plus yields some spectacular sunsets.  My favorite look is the clear blue sky and a snow covered Peak.

If you had a band, what would it be called & why?

I've never been hip enough to consider having a band.  (If you don't believe me, you can ask my children!)

If you could choose one place in CO to take people visiting from out of town, where would it be?

I have a favorite (easy) hiking spot where you can take a beautiful picture of Pikes Peak framed by two towers of red rock. 

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

I'm a hotel gal.  We've had many nice trips to the Great Sand Dunes.  It's best when it is early in the season when the creek is flowing, the dunes don't get hot enough to melt your shoes and the wind is calm.

Favorite food & where do you go to find it in Colorado?

I love green chili.  Burrito's Betty in Pueblo is one of my favorites to get a handheld one (with pork!). 

Accounting Manager

When did you join CEF?

Joined June 2019 as a contract accountant for six months, and then I came back full time June 2020 to support CEF’s growth and help administer pandemic related funds through PPP loans and grant programs. I’m a Sicilian-American, Colorado native, and avid canine lover. I earned my bachelors & MBA with emphasis in accounting from University of Colorado at Colorado Springs. Gained around ten years of varied experience with private tech, public auditing, tax, and nonprofit accounting. Earned CPA certification in the state of Colorado, August 2019. I have the best husband and four Great Pyrenees dogs who love the snow, car rides and XL puppuccinos.

What is it about your personality that aligns you with CEF?

Determination and desire to help others accomplish their goals, within CEF and in the community.

What is it about Colorado that makes it so incredible?

Beautiful views any time of year, awesome music venues, and all the space my four large, polar bear dogs could wish for.

If you had a band, what would it be called and why?

Millennial 4EVR – I love being a millennial! The generation cultivated so many iconic musicians, movies, and experiences.

If you could choose one place in CO to take people visiting from out of town, where would it be?

Red Rocks Amphitheater – any concert will be spectacular, both the acoustics and views.

If I had a magic wand, I'd...

If I had a magic wand, I would wish for world peace, just like Miss Congeniality.

When you are exploring Colorado, do you go with a tent, camper, couch surf or a hotel? What is your favorite in-state destination?

Locally-owned Inns or B&Bs are the way to travel in Colorado! Estes Park in the winter is fabulous, especially if you visit Della Terra Mountain Chateau, an Italian inspired Inn located on the side of Mount McGregor.

Favorite food and where do you go to find it in Colorado?

Italian – Carmine’s on Penn AND Mexican – Las Delicias, both in Denver Colorado!

Director of Data Analytics

Bio Coming Soon

Director of Business Operations

When did you join CEF? Also give us a little bit of your background.

2018. Seasoned Business Solutions Consultant with over 20 years of comprehensive experience managing customer engagements, streamlining business processes, and overseeing implementation of customized solutions.

What is it about your personality that aligns you with CEF?

My dad was a small business owner, and I am a firm believer that small businesses are the backbone of the economy, contributing to job creation, economic growth, and community development.

What is it about Colorado that makes it so incredible?

245 sunny days per year.

If you had a band, what would it be called & why?

Sabor Español. showcase Spanish music.

If you could choose one place in CO to take people visiting from out of town, where would it be?

A concert in Red Rocks.

If I had a magic wand, I’d…..

use it to travel

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?

Hotel in winter and tent in the summer.

What is your favorite in-state destination?

Steamboat Springs

Favorite food & where do you go to find it in Colorado?

Mexican and Sol Mexican Cocina

Loan Servicing Assistant

When did you join CEF?

I joined CEF September 2021. Before CEF I worked with house and car loans. I was born and raised in Puerto Rico and had the opportunity to go to college in Chicago on a bowling scholarship.

What is it about your personality that aligns you with CEF?

The way my personality aligns with CEF is that I am very driven and love helping people. I am a team player as I have been in multiple sports teams throughout my life and being bi-lingual I know how to relate to different demographics.

What is it about Colorado that makes it so incredible?

I love the mountains here in Colorado and the weather here is amazing. I love nature and peacefulness so moving here was the best move for me.

If you had a band, what would it be called & why?

My band would be called The Js. Because it would be me and my girlfriend who can sing and her name starts with a J. And my future kids that I plan on having their names start with a J.

If you could choose one place in CO to take people visiting from out of town, where would it be?

It would be St. Mary’s Glacier it was the first place I visited in CO, and it was so beautiful.

If I had a magic wand, I’d…..

I would have my parents move from PR to CO so they can be closer to me.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

I take a tent to go camping and stay at a hotel. I have not been there yet, but I would like to go to one of the hot springs for a relaxing weekend.

Favorite food & where do you go to find it in Colorado?

My favorite food is Puerto Rican food and there is a food truck that stops at different breweries around Denver which I mostly go to on weekends.

BAS Advisor

Osa Aihie is an entrepreneur, investor and consultant. Prior to CEF, he worked as an interim CMO for early-stage and venture-backed tech startups. In this role, he developed and implemented growth strategies for companies and corporate accelerators. Currently, he advises a combination of e-commerce and tech companies on growth and operational strategy. Osa is also a partner at Africa Equity Group where he conducts angel investments and advises companies in emerging markets across Sub-Saharan Africa.

In his work, he applies blended capital approaches to companies that address the Sustainable Development Goals outlined by the United Nation. Osa has a deep passion for economic empowerment, especially in underserved communities, and believes that private-public partnerships are effective ways to address them. He has a BA from the University of Denver where he majored in finance and double minored in information analytics and socio-legal studies. Osa currently serves on the Advisory Board at the Daniels College of Business.

Staff Accountant

When did you join CEF?

Joined May 2022. I’ve worked in the accounting profession for most of my life within the financial/lending sector. I became an accountant because I didn’t know what I wanted to do after high school, but I knew I didn’t want to be in the medical field as my family expected, so I earned an accounting degree.

What is it about your personality that aligns you with CEF?

Working for a non-profit lender like CEF makes me feel good knowing that I’m indirectly helping small businesses thrive and knowing that I am doing something good for the community.

What is it about Colorado that makes it so incredible?

I like how friendly the people are and how much they enjoy the outdoors. Also, the weather is great! I remember the first day I arrived in Colorado 12 years ago, I knew I was in the right place. I remember going to McDonalds, and the person behind the counter who was helping me was very friendly. I knew then that I would like this state.

If you could choose one place in CO to take people visiting from out of town, where would it be?

I think Red Rocks Amphitheater is the place to take your friends and family who are visiting. It is beautiful and where else would you find a place like this? I like to show my friends and family the neighborhoods around Denver and other cities. Denver has historical neighborhoods with beautiful houses, architecture, and parks. I also like to take them to family-owned restaurants that serve delicious food and pastries.

If I had a magic wand, I’d…

If I had a magic wand, I would use it to learn Latin dances like salsa, merengue, and others. Hehe

Favorite food and where do you go to find it in Colorado?

Denver has great restaurants but I’m partial to Asian food like Vietnamese, Chinese and Japanese. I usually go to Federal Blvd for these types of food.

Director of Data Analytics

When did you join CEF?

May 2021. I have a long track record (30 years) of turning data into usable information (before big data was a thing). Now we call it data analytics and insights.

What is it about your personality that aligns you with CEF?

The purposeful mission of CEF to reach the underserved areas of the community.

What is it about Colorado that makes it so incredible?

The Rocky Mountains being in view during the rigamarole of life is humbling and a reminder of just how big the world is.

If you had a band, what would it be called & why?

Hillbilly Pop Rocks

If you could choose one place in CO to take people visiting from out of town, where would it be?

I love Beaver Creek and the drive into the Rockies.

If I had a magic wand, I’d…

Make the Star Trek “beam me up” a real thing!

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

For sure a hotel (I’m a glamper); Probably Beaver Creek/Vail area.

Favorite food and where do you go to find it in Colorado?

Mexican…Casa Mariachi in Parker.

Business Development Assistant

When did you join CEF?

Started at CEF on November 4th of 2019.

What is it about your personality that aligns you with CEF?

I just love people and always wanted to be a part of supporting someone’s dreams. My role at CEF allows me to do this!

What is it about Colorado that makes it so incredible?

Waterton Canyon is the most beautiful place to run, hike, or bike. I love that we have all 4 seasons!

If you had a band, what would it be called & why?

Mommy and the 6 boogers-LOL I love my kids and I am a mom, so I would want to be in a band with them.

If you could choose one place in CO to take people visiting from out of town, where would it be?

Waterton Canyon!

If I had a magic wand, I’d…

get rid of all the scary bugs that sting or bite. !

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

I would take a tent! There are so many places you can camp that are beautiful such as Bridal Falls in Telluride, Colorado

Favorite food and where do you go to find it in Colorado?

My favorite food would have to be Mexican, no favorite place that I can think of!

Loan Closing Specialist

When did you join CEF?

I joined in April 2022. I come from a background of personal and commercial insurance along with experience in the mortgage industry.

What is it about your personality that aligns you with CEF?

I am a strong believer in equality, no matter our differences. I also believe that just reaching out your hand can impact people in life-changing ways. I am a Colorado native and like CEF, I love the Colorado community and am passionate about helping enrich the lives of the people who live here.

If I had a magic wand, I’d…

fly into the pages of one of my favorite books to have an adventure unlike any other.

Chief Financial & Administrative Officer

Coming Soon

Business Navigator

Coming Soon

Business Navigator

When did you join CEF?

I joined CEF in June 2002. I established my consulting business in 2016. I have been in upper management positions in both industry and higher education which I absolutely love. I love working with small businesses and facilitating workshops because to me, it is the same as being in the classroom. When I decided to start my consulting business, I specifically chose to work with entrepreneurs, start-ups, and small businesses. I specialize in business planning and HR. I feel that it is my mission and passion to lend my knowledge and expertise to those who are seeking to be successful in their business endeavors. I am not only a business consultant, but I also teach business at Pikes Peak State College and developed and also teach an economics course at Colorado College. I have a B.S. in Social Science and an M.S. in HR and Organizational Development both from the University of Maryland...go Terps!!

What is it about your personality that aligns you with CEF?

I have gained a lot of experience in my long career and when I decided to step away from the industry several people that I worked with started to ask for my advice about certain situations. It felt good to give back and that's when I decided to start my consulting business. That is what attracted me to CEF as we have the same mission and enthusiasm about fulfilling it

What is it about Colorado that makes it so incredible?

The mountains and Pikes Peak.

If you had a band, what would it be called & why?

The Innovators because "creativity is thinking up new things; innovation is doing new things".

If you could choose one place in CO to take people visiting from out of town, where would it be?

Garden of the Gods, Estes Park and Pikes Peak Summit..

If I had a magic wand, I’d…

Cure cancer..

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

Definitely a hotel. My idea of camping is a fully equipped RV.

Favorite food & where do you go to find it in Colorado?

Indian - Little Nepal.

Business Navigator

When did you join CEF?

Joined CEF in June 2021. I am a CPA and a Certified Fraud Examiner plus a 3 times small business owner. My bachelor's degree is from the University of Denver.

What is it about your personality that aligns you with CEF?

I have a soft heart for small business owners and love that through CEF I have the opportunity to share my knowledge and experience to support small businesses to help them succeed.

What is it about Colorado that makes it so incredible?

Sunny days, mountains and green chili.

If you had a band, what would it be called & why?

Uh oh, I don't listen to music very often...give me a good audiobook and I'm happy!

If you could choose one place in CO to take people visiting from out of town, where would it be?

That depends. One night - Red Rocks (I do love a Red Rocks concert with the right band). A weekend - Steamboat.

If I had a magic wand, I’d…

fly into the pages of one of my favorite books to have an adventure unlike any other.

What is your favorite in-state destination?

My favorite destination is Steamboat. I like to ride my bike along the river path, hike to Rabbit Ears, and end the day relaxing at Strawberry Hot Springs.

Favorite food & where do you go to find it in Colorado?

Green Chili. La Loma in downtown Denver or a Santiago's breakfast burrito.

Business Navigator

Coming Soon

Business Navigator

Coming Soon

Business Navigator

When did you join CEF?

I joined CEF in February of 2022.  Previously I spent 12 years working in Wealth Management for a multi-national bank, Royal Bank of Canada.  Before that, I spent 5 years working for Marriott International in sales and marketing, with my last job bringing me to Colorado to open The Ritz-Carlton, Denver.  I have a BSBA in International Business and Marketing from the University of Richmond with a language concentration in Japanese.  My husband and I have been in Denver since 2006 and have two elementary-aged children, Will and CeCe.  In my free time, I enjoy playing tennis, skiing, running, traveling, cheering on the Broncos and my kid’s sports teams, and just generally being outside.

What is it about your personality that aligns you with CEF?

I love helping people, I think it stems from my background in hospitality.  It's so gratifying to make a difference in a person’s life, and CEF enables me to do that in a much larger sense than in previous roles.

What is it about Colorado that makes it so incredible?

Colorado is incredible because there is something for everyone.  If you are into sports, we have amazing professional teams (Go Broncos). If you’re outdoorsy there you can hike, bike, and ski every day.  If you’re into the arts there is Red Rocks, the symphony, and the Meow Wolf.  We have world-class everything right in our backyard.

If you had a band, what would it be called & why?

I am a terrible singer but I love it, so my children would call the band “Mom Please Stop Singing”

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

If it isn’t winter and we cannot ski we go to Red Rocks. It shows people that the altitude is no joke, has an amazing view of Denver, and just sets the scene for what Colorado is all about.

What would you do if you had a magic wand?

If I had a magic wand, I’d cure cancer.  I have seen too much heartbreak from this awful disease.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? 

Hotel – the woods and I are not friends. My favorite destination is anywhere I can buckle into some skis and hit the bumps – I have to beat the kids while I still can!

Favorite food & where do you go to find it in Colorado?

Tavernetta has some of the best pasta I have ever eaten.  I smile just thinking of their gnocchi.

Business Navigator

When did you join CEF?

I joined CEF the second time around in September 2021 as Business Consultant; previously in 2012 I worked with CEF as a BAS Consultant for about 2 yrs.

What is it about your personality that aligns you with CEF?

Resourceful, Patient, Loyal and Empathetic are some of my personality traits that align with CEF.

What is it about Colorado that makes it so incredible?

What makes living in Colorado so incredible is the amount of business resources that are offered to entrepreneurs. Providing business resources in local communities and in their native language. Diversity of business industries that are created in Colorado.

If you could choose one place in CO to take people visiting from out of town, where would it be?

Going to the mountains anywhere West of I-70- the views are breath taking especially during the fall season with all the color changing leaves and the Evergreens.

Favorite food & where do you go to find it in Colorado?

Mexican food- visit any non-profit organization providing business resources, there you will find authentic & homemade food from various entrepreneurs wanting to share their dishes within their community. Not only do you enjoy their food but also hear their stories of how they learned to cook their dish and why they want to share this traditional dish with others.

Business Navigator

Coming Soon

Senior Business Navigator

When did you join CEF?

I joined CEF in June 2022 and I love working for this great non-profit organization! My passion has always been to help people, especially small businesses. Since I moved to Colorado in 2012, my interest has been to find a position where I could make a difference with small businesses, break the language barrier for Hispanic business owners, assist immigrants from all nations, and help entrepreneurs access the resources available to them. I want to help empower businesswomen and BIPOC business owners and see them prosper in their businesses.

What is it about your personality that aligns you with CEF?

I am a bilingual business and HR consultant and a licensed insurance agent. I worked in the banking and insurance industry for 20 years and serve on different nonprofit boards that support Hispanics, small businesses, low-income students, businesswomen, and domestic violence victims. I am a proud Latina from Puerto Rico who loves the beach, the mountains, working out and a healthy lifestyle!

What is it about Colorado that makes it so incredible?

Colorado is all about mountains and nature. I believe it is the most beautiful state in the United States. I recently moved to the mountains, to the Pikes National Forest in Divide, and it has been an amazing experience to live in such a peaceful place surrounded by nature and wildlife.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

If you want to camp, Pikes National Forest is the perfect place to stay with a lot of trails and beautiful scenery. But if someone comes in the winter, I will take them to Vail, Aspen, or Snowmass which are great places to ski.

What would you do if you had a magic wand?

I’d unite people and make them understand that we are all one race, the human race, and we all should love and respect each other no matter our beliefs, political parties, our accents, the color of our skin, or our backgrounds.

Director of Finance & Reporting

When did you join CEF?

I joined CEF in June 2021. Prior to CEF, I spent seven years working in corporate finance for several large public companies based in Colorado. I attended the University of Denver for dual master’s degrees in International Business Administration & Global Finance, Trade & Economic Integration.

What is it about your personality that aligns you with CEF?

My first exposure to microfinance was during a DU business school course where we visited India and met with microborrowers and leaders of a microfinance institution. It was eye-opening to see firsthand how microlending can impact individuals and their communities. I love working for a mission-driven organization like CEF where we help entrepreneurs pursue their dreams and support economic development within the state.

What is it about Colorado that makes it so incredible?

I love all of the opportunities for adventure across the state - hiking, biking, kayaking, rafting... and the aspen trees during peak fall colors are pretty magical.

If you could choose one place in CO to take people visiting from out of town, where would it be?

Somewhere in the mountains for a hike, stroll around the nearest mountain town, and beer at a local craft brewery.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

Cabins are my go-to place to stay. My favorite place to be on a Colorado summer day is rafting the Arkansas River or taking my inflatable kayak out on a lake or reservoir. 

Favorite food & where do you go to find it in Colorado?

Ethiopian food on East Colfax

HR Business Partner

Coming Soon

Events and Marketing Assistant

When did you join CEF? Also give us a little bit of your background.

I joined CEF as a contractor in December 2021 and moved into a full-time role at CEF in January 2024. With over 5 years working in events and 3+ years in graphic design, it has been a joy to lean into a company that makes a difference in its community.

What is it about your personality that aligns you with CEF?

I grew up in a small town outside of Nashville, TN and community has always been important to me. I am passionate about helping people and the mission of CEF stands strong in its effort to create impact in the lives on Colorado’s communities. It is an honor to be a part of this kind of organization.

What is it about Colorado that makes it so incredible?

Whether you are interested in hiking and outdoor adventures, dancing the night away at one of the dozens of music venues, indulging at a tasty restaurant, hanging out at a local park, or cozying up to a good book at one of the many coffee shops, Colorado truly offers something for everyone in every season.

If you could choose one place in CO to take people visiting from out of town, where would it be?

Into the mountains to explore! A hike with a view and a relaxing hot spring is one of my favorite combos to show people who visit CO. The music scene is incredible itself, so a nice show at Red Rocks is just the cherry on top to a great trip

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

Depending on where I am looking to explore in Colorado will decide what type of lodging, I prefer. Camping is one of my favorite summer activities and I usually enjoy it by tent somewhere beautiful in the mountains. While in the winter, I would prefer a hotel to cozy up by the fire in.

Favorite food & where do you go to find it in Colorado?

I am a big foodie and love trying out restaurants, but one of my favorites is Uchi Denver in the Rino Art District. It has a variety of small plates and is sure to ignite your taste buds. Don’t forget to ask for an extra egg in the kinoko nabe dish and save room for dessert, you won’t regret it!

Community Lending Officer

Coming Soon

Director of Loan Administration

When did you join CEF?

I joined CEF in September of 2022.  I am a Colorado native and enjoy spending time with family and friends. During my career I have worked in banking loan operations along the front range of Colorado.

What is it about your personality that aligns you with CEF?

I love supporting small businesses and have always made it a priority to shop small.  When I found an opportunity to join CEF I was excited to have a bigger way to help keep small businesses alive in Colorado.

What is it about Colorado that makes it so incredible?

Great weather, beautiful outdoor spaces, and delicious restaurants!

If you could choose one place in CO to take people visting from out of town, where would it be?

Estes Park and Rocky Mountain National Park for beautiful scenery and fun places to see, eat and drink.

If I had a magic wand, I’d…

I would eliminate mental illness

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

Hotel for sure.  I really enjoy the Grand Junction area and Colorado National Monument.

Favorite food & where do you go to find it in Colorado?

There are so many I could name but a couple of local to me favorites are Sweetheart Winery and Taste Local in Loveland CO.

Chief Financial Officer

When did you join CEF?

I joined CEF in November 2023. I have 20+ years in financial strategy and leadership roles across the nonprofit and private sectors.

What is it about your personality that aligns you with CEF?

As a Colorado native, I have a lifelong love for my home state and a heart for helping my fellow Coloradans fulfill their visions and aspirations and make this an even better place to live.

What is it about Colorado that makes it so incredible?

I am always impressed by the optimism and resourcefulness of Coloradans. We work hard, we’re open-minded, we don’t take ourselves too seriously, and we take good care of each other along the way.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

To the summit of a 14er! I love being a hiking companion to folks who want to scale their very first 14,000-foot peak, and there are so many beautiful ones to choose from across the state.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

Definitely a tent. I try to get away once each summer on a backpacking trip in the Colorado wilderness. My favorite spots include Chicago Basin near Silverton and the Collegiate Peaks near Buena Vista.

If you had a band, what would it be called & why?

I’d be in an a cappella group made up entirely of finance folks, and we’d call ourselves Circular Reference (yes, that’s a spreadsheet joke!).

Community Loan Officer

When did you join CEF?

I was born in Venezuela and spent my formative years between Venezuela and the US. Despite this international upbringing, I proudly identify as a Colorado Native, having lived here for over half of my life. Navigating the intricate web of back roads has become second nature, a skill I can't boast about anywhere else. I have a Mortgage Background and I made a strategic shift into the dynamic realms of CDFI and the non-profit sector. Fast forward to October 2023, and I proudly assumed the role of Community Loan Officer at CEF, marking a significant milestone in my commitment to community development.

What is it about your personality that aligns you with CEF?

I bring a warm and compassionate touch to everything I do. Serving as a Community Loan Officer at CEF is truly my calling. The beauty of it? I get to make a real impact in people's lives when they need it most. It's not just lending; it's lending with purpose, and that's where CEF and I perfectly align.

What is it about Colorado that makes it so incredible?

Changes in weather. I love it, no chance of getting bored. Colorado always keeps you on your toes. 

If you had a band, what would it be called & why?

The Vital Vibes: because you don't always get what you want, but you always get what you need.

If you could choose one place in CO to take people visiting from out of town, where would it be?

I always choose Red Rocks. I think it represents what this state is about. It is rustic and majestic with a bit of wonder in the mix. World-renowned artists dream of playing at Red Rocks, so it is always nice to take out of towners to a concert there, so they understand firsthand why.   

If I had a magic wand, I’d…

If I had a magic wand, I’d cast a Wingardium leviosa charm to move objects in the air and get my kids out the door quicker when I need to drop them off at school.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? 

Definitely a hotel or at least a camper, I like glamping. If I had to pick a destination, I would pick any of the hot spring resorts. That is a great option to enjoy with the family.

Favorite food & where do you go to find it in Colorado?

I love Venezuelan food, especially tequeños (cheese-filled pastries or finger foods that are typically deep-fried until golden and crispy) I usually get them from the local food truck Arepas CO. Delish!

Director of People and Culture

When did you join CEF? Also give us a little bit of your background.

I was initially drawn in by the mission and the diverse communities that CEF serves. Meaningful impact is what gets me out of bed in the morning, and I recognized that CEF was making an impact in many Colorado communities!

I am a Colorado native with over 13 years of extensive experience in Human Resources across non-profit and for-profit sectors in Colorado, including consulting. My professional journey allows me to bring a unique perspective and skill set to the team at CEF.

What is it about your personality that aligns you with CEF?

CEF has guiding principles of flexibility/agility, being people-centric and prioritizing impact that aligns beautifully with my core values in the workplace.

What is it about Colorado that makes it so incredible?

Look out the window on any given day and you can see the beauty of this state. It’s an outdoor lover’s paradise,  and that’s exactly why I stay in Colorado!

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

Breckenridge hands down!

What would you do if you had a magic wand?

Build a home right on the beach in Hawaii for my family, have infinite good health, and make the world a peaceful, safe place for everyone.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

Hotels hands down! My favorite in-state destination is in Estes Park.

Favorite food & where do you go to find it in Colorado?

Pizza hands down is my favorite food. Colorado mountain towns are the best places to find good pizza!

Business Navigator

When did you join CEF? Also give us a little bit of your background.

I joined CEF in March of 2023. Before that, I had been working full-time in my own CPA firm. I restructured my firm and had more time so when I found out that CEF was looking for a part-time Business Navigator I jumped at the chance. It was my opportunity to help small business owners by coming alongside loan officers and teaching. My heart has always been there. Because of my previous experience working for small businesses in corporate from an accounting clerk to controller, I gained the knowledge to help them as they grow their businesses.

I have a Bachelor of Science in Accounting from the University of Texas at Dallas and hold a CPA license from the state of Colorado.

What is it about your personality that aligns you with CEF?

Everyone that I've worked with over the years says I have a calm personality. This helps when working with business owners because I let them know that everything can be worked through to achieve their goals.

What is it about Colorado that makes it so incredible?

A few years after my husband and I got married we sold everything that wouldn't fit in our pickup truck and moved from Texas to Colorado. We haven't looked back. Although you couldn't tell it from my picture posted with this bio I love anything outdoors. We love to hike, explore the history of Colorado and the snow (even when shoveling it).

If you had a band, what would it be called & why?

I would pick the band name Life because I enjoy songs that weave a story. I usually gravitate to country songs.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

I like to take visitors to Rocky Mountain National Park. We love being so close to the park. However, there is so much to do and see in Colorado you can't go wrong with anything.

What would you do if you had a magic wand?

Heal the hurts of the world. I believe that we find our fulfillment in making sure that we leave this world a better place than we found it. I don't always do this, but I aspire to continue to try.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

I would rather stay in a hotel because of the creature comforts. It lets me be well-rested to attack the next day with vengeance. Our favorite destination is Rocky Mountain National Park.

Favorite food & where do you go to find it in Colorado?

I love Texas-inspired Mexican food as opposed to the California-inspired Mexican food that you typically find in Colorado. You can find it all over Colorado but it is usually in a small, family-owned restaurant. You can taste the history and the love.

Controller

When did you join CEF? Also give us a little bit of your background.

2/16/2023

Personal – Born in Pagosa Springs. Moved to Jacksonville Beach, FL just before I turned 5. Moved to Denver in 2017. I like live music, snowboarding, and hiking. I can play guitar but have never been consistent enough with my playing to get to the level where I could perform publicly or play with a band. I am currently learning to play drums.

Educational – Graduated Summa Cum Laude from the University of North Florida in 2012 with a double major in Finance and Accounting.

Professional. Worked in public accounting for 5 ½ years with a focus on financial statement audits for non-profits and construction companies. Worked in construction for 4 ½ years after making a switch to corporate accounting but always hoped that I would someday have an opportunity to get back into non-profit and work for an organization where I felt connected to the mission.

What is it about your personality that aligns you with CEF?

Debits and credits are the same in any organization but knowing I am helping my community through my work provides a higher level of job satisfaction. I relate to CEF's mission because I don’t feel our society sufficiently acknowledges the many ways by which we have historically disenfranchised some populations and the importance of creating equal opportunities for everyone in our communities.

What is it about Colorado that makes it so incredible?

There is a seemingly endless list of different options for outdoor recreation, we have beautiful views year-round, and we get snow to play in without the humidity that makes cold weather a miserable experience.

If you had a band, what would it be called & why?

The “Geez, that guitarist needs to practice more consistently” Band – self-explanatory

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

A 14er Summit

What would you do if you had a magic wand?

Extend the lifespan of cats and dogs

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?  What is your favorite in-state destination?

That depends on the season and destination, but the price is always right if couch surfing is an option.

What is your favorite in-state destination?

A chair lift or gondola

Favorite food & where do you go to find it in Colorado?

Fresh pasta - Osteria Marco

Community Lending Officer

When did you join CEF? Also give us a little bit of your background.

I joined CEF in January 2023. I’ve been working at CDFIs in Colorado for about 7 years now.

What is it about your personality that aligns you with CEF?

I believe in entrepreneurship as a means of economic mobility. This holds even more true for minorities which we should go out of our way to support.

What is it about Colorado that makes it so incredible?

Good people, music, and mountains.

If you had a band, what would it be called & why?

Que Pasa Boychik – so people can love 2 cultures at once.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

Red Rocks

What would you do if you had a magic wand?

Fix the world. You didn't say I had to be specific

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?

Tent in Summer, AirBnb/Hotel in Winter

What is your favorite in-state destination?

My friend's house in Denver

Favorite food & where do you go to find it in Colorado?

Chicken wings at Saucy's Southern BBQ & Cuisine

Community Lending Officer

When did you join CEF? Also give us a little bit of your background.

Started at CEF July 18, 2023

I got out of the Army as an Infantryman for the 3rd ID in Germany in 1989, received a drafting degree in CADD 1991, began mortgage career in 1993 and became an Operations Manager in 2008 through 2023.

What is it about your personality that aligns you with CEF?

I’m a driven individual motivated by helping people accomplish their goals.

I bring dedication and perseverance to the team with a customer-centric focus and an understanding of what is needed to close timely.

What is it about Colorado that makes it so incredible?

Colorado is such a beautiful state with unlimited hiking opportunities, and the people are very friendly!

If you had a band, what would it be called & why?

BassBliss! Our whole family loves electronic music, and the bass at the shows we go to just fills our soul with happiness.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

We like to take people to concerts at Red Rocks. Red Rocks is an amazing outdoor amphitheater with an incredible history, and the views of the Denver area in the background are quite a sight.

What would you do if you had a magic wand?

If I had a magic wand I’d create an online platform that could answer correctly any question that anyone asked of it from the creation of the universe to how to cure illnesses. Knowledge is invaluable.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel?

Hotels! I love planning family trips and checking out the cool hotels that are out there. Glenwood Springs has some pretty cool places that make for a very enjoyable stay.

Favorite food & where do you go to find it in Colorado?

I’m simple, I love a good street taco- My favorite place is Famous Amos Tacos a great little stand off Broadway! I eat there way too much!

Community Loan Officer

When did you join CEF?

I started working with the amazing team of Colorado Enterprise Fund in January of 2024. I originally am from the border town of El Paso, Texas, and moved to the beautiful state of Colorado in 2013 where I was helping the Spanish-speaking community with mortgage lending. I have been in banking and lending for over 15 years and have a deep passion for helping our minority communities build stronger financial literacy and generational wealth that they can pass on to future generations.

What is it about your personality that aligns you with CEF?

I am a first-generation Mexican American and grew up surrounded by entrepreneurs. My mother started her party planning business when I was 13, where I helped every weekend (some weekends more happily than others as I grew into a teenager). My father has always been an entrepreneur at heart and has had his transportation and trailer rental business for over 20 years. I have seen first-hand the important role a small business plays in a family, to the point where the business has its own room in the house and place in the family unit. As I have grown into my financial career, I have always been impassioned to help other minority families with financial options and opportunities to progress, just like my family was given when they needed it most.

What is it about Colorado that makes it so incredible?

I moved to Denver Colorado in 2013 and have been in love with it ever since! It is such a vibrant community consisting of so many different cultures, walks-of-life, and personalities that you can’t help but soak up all the life of the city while you are in the middle of it. And yet, if you need a break from it all, you can be alone at the summit of a centuries-old mountain just 30 minutes away and sit in the stillness of nature. This state has endless beauties and mysteries that you can never get bored of!

If you had a band, what would it be called & why?

I would name my band Rosie and the Riveters, as a nod to the movement during WWII that encouraged women to enter the workforce while soldiers were at war. Not just because we share a name, but I have always had an affection for this poster that came to be affiliated with the feminist movement decades back. My band would be a mix of indie folk, blues, and rock, and would be heavy on the poetic lyrics and light on the pretention. Like all art, it doesn’t work if you take yourself too seriously!

If you could choose one place in CO to take people visiting from out of town, where would it be?

I always take visitors to Breckenridge, CO for a day trip filled with beautiful scenery, good food and drink, and so many fun activities, no matter the season. The history of Breckenridge and the mountain towns is also so interesting that I can’t help but wonder what the front range and the mountains were like during the gold rush.

If I had a magic wand, I’d…

fly into the pages of one of my favorite books to have an adventure unlike any other.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

I love any cute cabin anywhere that is surrounded by trees. I also love Breckenridge, like I mentioned above. If I could live in a cute cabin, surrounded by trees, in Breckenridge or the surrounding area, that would be the life!

Favorite food & where do you go to find it in Colorado?

I love, live, and swear by sushi. I know the mountains and front range are not necessarily a place you imagine having great sushi, but if you have some time, stop by Sushi Ronin or Hapa Sushi to get your raw fix. Japan is on my bucket list to visit to get the best sushi from the original source.

Director of Credit

When did you join CEF?

I joined CEF in June of 2021 as a Special Projects Contractor. I had previously spent 25 years in and around the banking industry. I was fortunate enough to retire early for several years and found I wasn’t stimulated enough.

What is it about your personality that aligns you with CEF?

A desire to create something that can positively impact the community in which I live.

What is it about Colorado that makes it so incredible?

It’s the perfect level of a big enough city to be interesting juxtaposed to the world’s coolest playground.

If you had a band, what would it be called & why?

I did front a band. That name isn’t appropriate here. Lol

If you could choose one place in CO to take people visiting from out of town, where would it be?

Rocky Mountain National Park on a snowmobile. I have probably guided over a hundred friends and relatives through some of the most stunning winter wilderness anywhere.

If I had a magic wand, I’d…

Be very careful what I did with it.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

All of the above are acceptable accommodations. Depends on the company. Though I might be beyond my couch-surfing years. Grand Lake is one of my favorite destinations: a warm cabin to stay in in the winter, a sailboat to sleep on the lake in the summer.

Favorite food & where do you go to find it in Colorado?

Way too many to choose a favorite. But my favorite restaurant in CO is Cholon at 16th and Blake.

Business Navigator

When did you join CEF?

I am a small business consultant and entrepreneur with over ten years of experience in the field. I hold a bachelor’s degree in business administration with a minor in human resources. Born in Los Angeles California and raised in Mexico, I came to Colorado 12 years ago planning to stay for only two years, but I fell in love with “Colorful Colorado”. My professional experience has traversed diverse sectors, encompassing non-profit and government institutions in Colorado. My passion for helping others, especially fellow business owners, stems from a profound recognition of their significant economic and social contributions to society.

I became a part of CEF due to its impactful community-centered work with entrepreneurs and business owners. Witnessing the organization's commitment to bridging the gap between underserved businesses and capital access inspired my decision to join. Recognizing small businesses as the backbone of the economy, I believe CEF plays a vital role in providing opportunities denied by traditional financial institutions.

What is it about your personality that aligns you with CEF?

My passion lies in assisting businesses in their journey to start, grow, and succeed. CEF serves as an exceptional platform to realize this passion. I value diversity, and CEF's rich culture, marked by its diverse composition, resonates with my appreciation for varied perspectives.

What is it about Colorado that makes it so incredible?

Colorado's beauty extends far beyond its breathtaking landscapes. I cherish the diversity, mountains, and the array of seasonal activities that make Colorado unique. From diverse weather patterns to sports, amusement parks, and more, Colorado truly offers everything. I feel fortunate to call myself a Coloradan.

If you had a band, what would it be called & why?

Despite not being musically talented, if I had a band, it would be called "The Norteños". I appreciate various music genres within the Mexican music spectrum (and really music in general), but traditional folkloric Mexican music is one of my favorite rhythms.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

Maroon Bells would be my top choice. The beauty of this location would leave a lasting impression and would create cherished memories.

If I had a magic wand, I'd...

Use it to spread peace worldwide. I strongly believe in the potential of humanity to create a better world, and fostering global peace would be my ultimate wish.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

I typically opt for a hotel, as camping and mountain-type outdoor activities were not a significant part of my upbringing in Mexico. My favorite destinations in Colorado include Maroon Bells in Aspen, Georgetown, Golden, Boulder, Vail, and Estes Park. Choosing just one is difficult!

Favorite food & where do you go to find it in Colorado?

Mexican food holds the top spot in my culinary preferences. For an authentic experience, I recommend Cilantro Mexican restaurant in Denver or Rancho Alegre in Aurora for a delightful taste of Mexican cuisine.

Sales Operations Manager

When did you join CEF?

I joined CEF April 2023. I am a certified Agile Leader, with over 8 years experience in Sales Operation Management. Prior to joining CEF, I managed high volume sales teams within the Mortgage and Tech Industries. My focus is working closely with sales teams to ensure operational excellence through structural optimization, process development, and efficiencies.  I also have a background in coaching and training top producing sales agents, and currently hold a Six Sigma Certified Corporate Trainer certification.

What is it about your personality that aligns you with CEF?

I was born and raised here in CO, in a low income, disadvantaged neighborhood called Montbello.  Although on the outside this was not the most favorable area, within our walls this was home. It was the small businesses that supported families and were truly the heart of our communities. They opened their doors to those in need, provided employment to those trying, and mentorship to those that would listen. They were committed to us, just as CEF is dedicated to small businesses here in Colorado. That is what I align with, the dedication CEF has to removing all obstacles and barriers small businesses face when seeking funding.

What is it about Colorado that makes it so incredible?

Colorado feels like a warm hug, in all seasons. No matter the time of day, from any location, Colorado will show her true beautiful self.

If you had a band, what would it be called & why?

The LadyBugs. Lady bugs make me feel lucky, and I would need all luck if I had a band!

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

The Art Museum

If I had a magic wand, I'd...

Make sure every child in the world has a warm, safe, home.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

I am a Hotel explorer. My favorite in-state destination is the Gaylord Resort and the Garden of the Gods.

Favorite food & where do you go to find it in Colorado?

My favorite food is my grandmother’s Thanksgiving stuffing. I will share the recipe if she ever shares it with me!

Community Loan Officer

When did you join CEF?

I joined Feb of 2024, coming from US Bank after 4.5 years. It was in my role as Business Banker I found my joy and passion to help and serve business owners.

What is it about your personality that aligns you with CEF?

I believe in the entrepreneurial spirit and drive that business owners have. Coming from a family of entrepreneurs, I’ve seen the roadblocks and struggles encountered and the lack of knowledge about the resources available to help them succeed. My innate drive to help people is my calling and I can do that here at CEF.

What is it about Colorado that makes it so incredible?

Colorado is a melting pot of different cultures, people, and views. You get everything you could possibly ask for from food, events, outdoors. And who doesn’t love options.

If you had a band, what would it be called & why?

The Rasta Pastas…. It’s something everyone loves yet we have a little kick to us.

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

Red Rocks would be one place I’d take people to visit. In my personal opinion it’s a landmark that Colorado is known for and the shows there are phenomenal.

If I had a magic wand, I'd...

go to Hogwarts

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

I’m going to a cabin in Winter Park. Me and my family are huge outdoor junkies and we love to snowboard.

Credit Analyst

When did you join CEF?

I joined CEF in April of 2024. My professional background contains various avenues within finance. I started as a teller for a corporate bank years ago and have since worked my way up to where I am today. I couldn't be happier with the path I've taken, and I look forward to what's to come.

What is it about your personality that aligns you with CEF?

I have always had a passion for entrepreneurship and admire anyone willing and able to create their own path. Being involved with an organization like CEF allows me the privilege to meet all types of different business owners and help them make their dreams a reality.

What is it about Colorado that makes it so incredible?

What is there not to like? The weather is amazing, there's always live music to go see, ample things to do outdoors, the possibilities are endless.

If you had a band, what would it be called & why?

If you knew me, you'd know I would never have a band. But I'll happily watch and dance!

If you could choose one place in Colorado to take people visiting from out of town, where would it be?

Choosing one place is tough, but if I absolutely had to, I would say Red Rocks. From watching the sunrise first thing in the morning to seeing your favorite artist perform with the Denver skyline in the background, you can't go wrong.

If I had a magic wand, I'd...

Make all pets have the ability to live as long as their humans.

When you are exploring Colorado, do you go with a tent, camper, couch surf, or a hotel? What is your favorite in-state destination?

Tent, without a doubt. You have to get the full experience. The most beautiful place I've camped so far within the state is Twin Lakes.

Favorite food & where do you go to find it in Colorado?

I don't have a favorite within Colorado, yet, but you can usually find me anywhere with a nice rooftop and good vibes.