Colorado Startup Loan Fund

Loans for New and Existing Businesses 

Home
Startup loan

Small business loans to start, rebuild, restart, and revitalize Colorado communities.

It’s time to get back to building small business dreams. CEF wants to help fuel your new or existing business.  Whether you need money to get started, purchase capital equipment, create new jobs, or working capital, the Colorado Startup Loan Fund strives to provide access to capital and spark economic growth. 

How is this possible?

The funding was appropriated by the Colorado State Legislature to support Colorado's Small Business community post-pandemic.  CEF is working with the Colorado Office of Economic Development and International Transportation (OEDIT) to launch this unique funding opportunity.  If you are a for-profit entity, have 25 full-time employees or less, and make less than $2 million/year in gross annual revenue, this funding program may fit your needs. 

And there is more! This program provides limited grant funds for startup businesses approved for a loan. Startup businesses are businesses that have been in operation 2 years or less.  Grants are limited to up to 20% of the loan amount with a maximum grant of $15K. Grants can not be used for working capital, owner compensation, or payroll. While loans must be paid back according to the terms of the loan, grant funds do not have to be paid back.  Grant applications will be provided once a loan has been closed with CEF and will be reviewed on a first come first serve basis.  

Not all startup businesses will qualify for the grant and funds are limited.

The Colorado Startup Loan Fund makes it easier for small business owners and entrepreneurs to access financing to start and/or grow your business. If you've had trouble securing a loan, need a smaller-than-average loan to get up and running, or haven't borrowed money before, the Colorado Startup Loan Fund may be for you. Let us guide you through the process to:

  • Begin your journey
  • Become your own boss
  • Start the next chapter in your life

Loan Details

Loans: $10K up to $150K
Terms:  Up to 10 years
 Rates: Up to 6.99%
For working capital, equipment, inventory, property improvements, business purchase, or commercial real estate            
Free Business Navigation Services
Get Started

Start, Grow, and Thrive With a Small Business Loan From Colorado Enterprise Fund 

Contact us today to get started with a Loan Officer who will work with you to build a loan that works for your small business.

Get Started With a Loan Inquiry Form

More Than Just a Loan: 

Business Coaching and Resources to Help You Succeed


Funding can take you so far... our business navigators can help take you further! Our team is here to help ensure your small business's success. Get help with topics like:

  • Business Planning
  • Sales and Marketing
  • Finance and Accounting
  • Cashflow and Profitability
  • Post-COVID Reopening and Marketing Strategy 
  • And More!
Learn More About Our Business Navigation Services
Connect With a Business Navigator

Reduce small business risk and support long-term success through personalized, one-on-one business coaching and training. 
 

Get In Touch

Access Our Online Resources Library

Free, downloadable workbooks, guides, and more for you and your small business via Initiate Prosperity. Sign up now to access the platform free for 30 days.
 

Get Access   

Thanks to Our Partner Who Helped Make This Possible